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Estimate Your Earthquake Insurance Costs

Our goal is provide you with the earthquake insurance policy at the lowest costs. We don't collect or sell your information


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Select one or both
Coverage Type Basic Protection Comprehensive Protection
Dwelling Damage to the dwelling structure covered up to the Coverage A limit. Includes sublimits and exclusions for some types of property. Same as Basic Protection
Other Structures Damage to appurtenant structures covered up to 10% of the Coverage A limit. Includes sublimits and exclusions for some types of appurtenant structures. Coverage for swimming pools is limited to $3,000. Same as Basic Protection with coverage for swimming pools increased to $25,000.
Personal Property Damage to personal property covered up to 50% of the Coverage A limit. Includes sublimits and exclusions for some types of property. Same as Basic Protection with sublimit coverage increased in several categories.
Loss of Use Loss of Use coverage provided up to 20% of the Coverage A limit or $25,000 whichever is less Loss of Use coverage provided up to 20% of the Coverage A limit or $100,000 whichever is less
Building Code Upgrade Provides coverage for up to $10,000 if the dwelling meets the definition of earthquake hazard reduction. Same as Basic Protection.
Loss Assessment Provides coverage up to $10,000 for loss assessment. Same as Basic Protection.
Deductibles 5 percent, 7.5 percent, 10 percent, 15 percent, 20 percent and 25 percent deductibles available. Deductible applies separately for Coverage A, B, C and E. No deductible for Loss of Use Coverage. Same as Basic Protection.
Approximate guess ok
(Do not include land value)
Check all that apply

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